Using Information Gathering
I puja Kumari and my online platform(s) www.moneypuja.com recognize the importance of maintaining your privacy. www.moneypuja.com is committed to maintain the confidentiality, integrity and security of all information of its users. This Privacy Policy describes how www.moneypuja.com and myself collect, store, handle and transfer certain information received from you via the use of the Website or through other mode on a need basis. This Privacy Policy applies to the visitors to our Website and our existing and future customers. By proceeding to use our Website, you are accepting and consenting to the practices described in this Privacy Policy.
By using or continuing to use the Website you agree to our use of your information (including sensitive personal information as defined under the Information Technology Act 2000, applicable rules, notification etc.) in accordance with this Privacy Policy, as may be amended from time to time by moneypuja.com its sole discretion.
When you enroll for an insurance policy by me, I will ask you to provide your name, Home Address, Mailing address, telephone and/or mobile number, and email address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. By applying for an Insurance policy through me , you authorize us and our associate partners to call and/or SMS or Contacting through other instant messaging apps notwithstanding your registration with NDNC.
What Personal Information we gather about you
The information we learn from customers helps us personalize and continually improve their experience at the Website. Here are the types of information we gather-
- We receive and store any information or document you enter or upload on our Website or give us in any other way, in line with the product or service opted by you and as required by us or our business partners, including your personal information like first name, last name, email address, date of birth, residence city etc. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features. We neither collect nor store your biometric information.
- We may also have one time access to your camera, microphone, location and any other facility solely for the purpose of onboarding or the KYC requirements of our or our Partner's with your explicit consent, in accordance with the Digital Lending guidelines issued by RBI and as amended from time to time
- We might receive information about you from other sources and add it to our account information.
We Collect Cookies
We receive and store certain types of information whenever you interact with us. For example, we use "cookies" and obtain certain types of information when your web browser accesses the Website or advertisements and other content served by or on behalf of the Website on other websites. A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by moneypuja.com to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing.
Most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or by visiting the website of its manufacturer.
However, because cookies allow you to take advantage of some of the Website’s essential features, we recommend that you leave them turned on. For instance, if you block or otherwise reject our cookies, you may not able to use any Website products and services that require you to Sign in.
Third-Party Advertisers and Links to Other Websites
Third Party Advertising
We may use third-party advertising companies and/or ad agencies to serve ads when you visit our Website. These companies may use information (excluding your name, address, email address, or telephone number) about your visits to this Website in order to provide advertisements on this Website and other third-party websites about goods and services that may be of interest to you.
We use third-party service providers to serve ads on our behalf across the internet and sometimes on this Website. They may collect anonymous information about your visits to Website, and your interaction with our products and services. They may also use information about your visits to this and other Websites for targeted advertisements for goods and services. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major Websites. No personally identifiable information is collected or used in this process.
Links to Other Websites:
There might be other sites relating to our Banking and Non Banking partners linked to moneypuja.com and other affiliates. Personal information that you provide to those sites is not our property or responsibility. These affiliated sites may have different privacy practices and we encourage you to read their privacy policies of these websites when you visit them. Moneypuja or myself hold no responsibility for the content of the privacy policies or terms of use etc. of these third-party websites.
Legal
We pertinaciously follow the norms of the non-disclosure agreement. We may disclose any personal information if required or permitted to do so by law or in the good-faith belief that such action is necessary to comply with legal process served on us or otherwise comply with the law. moneypuja.com or myself ensure that the websites linked to us are safe and secure. However, we have no control over 3rd party websites.
Changes in this Privacy Policy
moneypuja.com reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review the privacy policy. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the statement.
